Checking
Everyday banking with a free debit card, online bill pay, mobile deposit and real-time alerts.
- Free debit card
- No monthly fees
- €300 new-account bonus
✦ International & Offshore Banking
Banking that moves with the tide of your life
From your first savings account to your next home — Meridian Crown gives you clear rates, modern tools, and real people, whenever you need us.
0APY Savings
0Members served
0Assets managed
Crown Black
•••• •••• •••• 2026
Valued Member12 / 31
100K+Members served nationwide
Transfer sent$2,400.00 · just now
3.75% APY Savings
+ $1,284.60
Scroll
High Yield Savings3.75% APY
36 Month Certificate4.00% APY
60 Month Certificate4.20% APY
New Auto Loan5.89% APR
Personal Loan11.99% APR
Rewards Mastercard9.99% APR
Interest-Only HELOC2.49% Intro
30 Year Mortgage6.875% Reg
Our Services
How can we help you today?
Explore our full range of financial products and services designed to help you thrive.
Instant Accounts
Open a checking or savings account online in minutes with no monthly fees.
Credit Cards
Earn rewards on every purchase with cards built for your lifestyle.
Loans
Personal, auto, mortgage, and student loans at competitive rates.
Business Banking
Solutions designed to help your business grow and succeed every step of the way.
Wealth & Retire
Expert investment guidance, retirement planning, and wealth management services.
About Meridian Crown
Learn about our mission, values, and deep commitment to our community.
Choose your account
Checking, savings, fixed deposit & offshore
Open the account that fits your goals — online in minutes, with no monthly fees and the same secure tools across every account type.
Savings
Grow your money with high yield savings, Kids Club, Holiday Club and Money Market accounts.
- Up to 3.75% APY
- No minimum balance
- Accounts for the whole family
Fixed Deposit
Lock in a guaranteed rate for a set term. Certificates from 18 to 60 months with flexible terms.
- Up to 4.20% APY
- 18, 24, 36 & 60 month terms
- Fixed, predictable returns
Offshore & International
An international bank for a borderless life: multi-currency balances, global wires and offshore account options.
- 25+ currencies
- Open remotely, fully online
- Global debit card & wires
Current Rates
Competitive rates, just for you
Access some of the best rates available—on savings, loans, credit cards, and mortgages.
Today’s Standout Rate
3.75% APY
Our High Yield Savings Account—no minimum balance, no monthly fees, and it grows with you.
- FDIC/NCUA insured up to $250,000
- Open online in under 5 minutes
- No hidden fees, ever
High Yield Savings AccountHigh Yield Savings Rate
3.75% APY
18 Month CertificateMeridian Crown Standard Certificate
3.65% APY
Cash Rewards MastercardVariable APR
As low as15.49% APR
New Auto LoanUp to 66 Months
As low as5.89% APR
High Yield Savings AccountHigh Yield Savings Rate
3.75% APY
24 Month CertificateStandard Certificate Rates
3.75% APY
36 Month CertificateStandard Certificate Rates
4.00% APY
60 Month CertificateStandard Certificate Rates
4.20% APY
Cash Rewards MastercardVariable APR
As low as15.49% APR
Rewards MastercardFixed APR
As low as9.99% APR
Choice MastercardVariable APR
As low as11.49% APR
World MastercardVariable APR
As low as14.49% APR
New Auto LoanUp to 66 Months
As low as5.89% APR
Used Auto LoanUp to 66 Months
As low as6.19% APR
Personal LoanPersonal Loan Rates
As low as11.99% APR
Interest-Only HELOCVariable
As low as2.49% Intro
10 Year Refinance RateFixed Rate
As low as6.375% Reg
30 Year Purchase RateFixed Rate
As low as6.875% Reg
10/1 Year ARMVariable Rate
As low as6.625% Reg
Limited Time Offer
Get €300 with a checking account built for you
For a limited time, receive €300 when you open any new checking account with Meridian Crown. Additional terms apply. Select “Open Account” to see important offer details.
Open Account Now
Inside the crown
Everything you need, in one place
Checking, savings, cards, loans and wealth — scroll to explore what each can do for you.
Keep scrolling
01
Checking Accounts
24/7 account management with online bill pay, mobile deposit, account alerts, and more. Compare the benefits of each account to find the right one for you.
Explore checking
02
Savings that work harder
Whether you are saving toward short- or long-term goals, or creating a retirement nest egg, find the savings plan that works best for you.
Explore savings
03
Mastercard® Credit Cards
Choosing the credit card that makes financial sense is easy. You get low rates, security, and rewards—no matter which you choose.
Compare cards
04
Loans & Lines of Credit
Enjoy low rates on all our loan products. Business or personal, one-time or ongoing—we are here to support all your financing needs.
Explore loans
05
Wealth & Retire
Personalized financial services and investment advice to help you prepare for every stage of life.
Explore wealth
Savings Planner
See what your savings could become
Move the sliders to project growth with compounding monthly interest. A simple illustration — actual rates and balances may vary.
Projected balance
$0
You contribute$0
Interest earned$0
For illustration only. Not an offer. Interest compounds monthly; rates subject to change.
Why Meridian Crown
Banking built on trust, strength & community
Meridian Crown has served its community for over 80 years, delivering a breadth of financial services and innovative tools to strengthen businesses, families, and communities.
0+Years in Service
0K+Members Served
0B+Assets Under Management
0+Branch Locations
✦
Our Principles
The standards we keep
A not-for-profit institution built on the promise to serve those who work every day to build a better future.
Trust
Clear rates, no tricks or hidden selling tactics, and information protected by bank-grade encryption.
Stewardship
Expert guidance, personal advisors and planning tools to help build and maintain financial security.
Community
Serving businesses, families and neighbourhoods, and giving back to the places where members live and work.
Good evening
Total balance$48,920.35▲ 3.75% APY
SendCardsBillsDeposit
- Salary depositToday+$3,200
- MortgageYesterday−$1,480
256-bit encryptionBank-grade security
24/7 alertsReal-time
Online & Mobile Banking
Bank anytime, from anywhere
Access your accounts 24/7 with our secure online and mobile banking platform. Transfer funds, pay bills, deposit checks, and monitor your balance—all from the palm of your hand.
- Instant fund transfers & bill payments
- Mobile check deposit
- Real-time account alerts & notifications
- Bank-grade 256-bit encryption
Offshore & International Banking
Your offshore bank, every continent
Open an offshore or international account and hold, send and receive across borders — multi-currency balances, international wires and a dedicated team for members who live, work and invest between countries. Your money, safe & sound, wherever you are.
$ USD€ EUR£ GBP¥ JPY₦ NGNA$ AUD+ more
Offshore & International Accounts
An international bank for a borderless life
Meridian Crown offers offshore and international bank accounts for members who earn, invest and live across borders. Open online, hold the currencies you need, and move money worldwide with the same security and service as every member.
01
Hold money in 25+ currencies
USD, EUR, GBP, JPY, NGN, AUD, INR and more. Keep balances in the currency you earn or spend, and convert only when it suits you.
02
International wires & transfers
Send and receive across 105+ countries with transparent fees, clear delivery times and real-time alerts on every movement.
03
Global debit card
Spend and withdraw wherever you travel, with contactless payments and instant card controls in the mobile app.
04
Privacy & security
256-bit encryption, SSL-protected data and strict confidentiality. We never divulge your personal data to third parties.
05
Earn on your balances
Put foreign-currency balances to work with high yield savings and fixed deposit certificates paying up to 4.20% APY.
06
A dedicated international team
Specialists who understand cross-border banking, available by phone, email, video connect or appointment.
Compare accounts
Which offshore or international account is right for you?
| Feature | Offshore Account | International Account | Multi-Currency |
|---|---|---|---|
| Best for | Holding funds outside your home country | Travellers and expatriates | Trading and paying in many currencies |
| Currencies | Major currencies | Your choice of currency | 25+ currencies in one account |
| International wires | Yes | Yes | Yes |
| Global debit card | Available | Included | Available |
| Open remotely online | Yes | Yes | Yes |
| Verification | Full KYC | Full KYC | Full KYC |
Who it is for
Banking that follows you
- Expatriates and members relocating abroad
- Entrepreneurs and exporters trading internationally
- Investors holding assets in more than one currency
- Families supporting relatives overseas
- Remote workers paid by international clients
105+countries served by our international team.
Offshore and international accounts are subject to identity verification (KYC), source-of-funds checks and the regulations of your country of residence. Please consult a qualified tax or legal professional about your reporting obligations.
Getting started
From sign-up to first transfer
Create your profile
Sign up and fill in the required fields. It takes less than two minutes to complete.
Verify your identity
Upload the documents confirming your identity, address or origin of funds for KYC.
Fund your account
Deposit by transfer, card or cheque and watch balances update in real time.
Bank with confidence
Pay, send, save and borrow — with alerts and encryption protecting every move.
Financial Insights
View All Articles
Start building your financial strength
Starting OutTax Checklist: 5 Things to Remember
Tax season is approaching—know what you need to claim and what forms you need to submit.
Starting OutSimple Ways to Manage Your Checking Account
Easy strategies for staying on top of your finances and avoiding common mistakes.
Starting OutHow to Save for Summer Vacation
Start planning now and build the savings you need for a stress-free summer getaway.
Running a BusinessHow Rising Rates & Inflation Impact Businesses
Understanding how economic changes affect your business and what steps you can take.
Testimonials
Hear from our members
Thousands of members trust Meridian Crown with their financial lives.
“Their platform is smooth, easy to use, and the support team is always available when I need help. Highly recommended!”
Jessica LaneMember since 2019
“What sets them apart is how fast and secure every transaction feels. You really feel like your money is in good hands.”
Daniel KwameMember since 2021
“I've banked with several services, but none offer the peace of mind and reliability I've found here.”
Amelia GrantMember since 2017
“The onboarding process was smooth and hassle-free. I was up and running with my account in no time at all.”
Kelvin ObasiMember since 2022
“Moving my small business accounts over took one afternoon. My relationship manager actually picks up the phone.”
Priya NairBusiness member since 2020
“Clear rates, no tricks, and a mobile app that does everything I need. I stopped looking at other banks.”
Marcus BellMember since 2018
Good to know
Questions, answered
The essentials about licensing, security and becoming a customer.
Yes, our Company is totally a legal platform licensed by the Securities and Exchange Commission to carry out financial activities in over 105 countries.
We pay great attention to security and privacy. All information on our website is protected by SSL. We do not divulge any personal data of our customers to third parties. Your participation is strictly confidential.
You may become a client of the company and it is totally free of charge. All you need is to sign up and fill all required fields. It takes less than 2 minutes to complete sign up.
Member Care
We’re here for you
Reach out anytime—however works best for you.
Ready to get started?
Your financial future starts here
Join over 100,000 members who trust Meridian Crown for their personal and business banking needs. Open an account today—it takes just minutes.